What Lenders Look for When Underwriting Personal Credit
VirtualHosted by EO CLE Sponsor First National Bank Who: EO Members, Accelerators This presentation with Joe Fragapane from the First National Private Banking Group will identify the key financial components involved when lending to individuals. Whether the loan request involves residential mortgages, consumer loans, investment or business-purpose credit, the underlying elements are consistent. Categories of financial analysis will cover the Personal Financial Statement, determining qualifying personal cash flow, credit scores and what impacts one’s rating, personal debt leverage, liquidity, and identifying various collateral and loan to value percentages. This event will include a post talk breakout Q&A and share. *Please Register For this Event by going to the EO Global tab on the EO Network or contact Cindy at [email protected].